Do you buy those extended warranties at stores?

Basically that.

I'm pretty careful with my stuff, even moreso with the electronics.

Might buy a warranty for an electronic, since it's not 100% failproof.
 
I probably buy a extended warranty for things that I carry with me a lot like a cell phone, laptop or digicam.

If something is onsale, I probably use the money I saved to buy it.
 
Sounds good to me.

For the things you're going to use basically everyday, like a laptop for work or something, it'd be better to get a warranty on it.

No matter how careful you are. XD;
 

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