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what's the current interest rate in the bank and how often does it update
Interest Rate
- Thread starter darkshadow2247
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(1) depends how much gil you got in bank and (2) per day; to be more specific say if you last deposit gil at 9:55 pm so you have to wait that time the next day.
Thanks to ChocoboMan
Thanks to ChocoboMan
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what do you mean thanks to Chocoboman.you don't know what the interest rate is.the more money you got in the bank the more interest you'll get.
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yeah i have to agree with that the more gil you have in the bank the higher your interest will get. Right now i have 1500 gil in my bank and the next day the bank gave me 30 gil interest check it out for yourself.
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no, i'm talking about percentage wise. i know what interest is and i know how it works. i was asking is it like 5% per day, 3% per day or what
i just pmed my friend in my clan and he said that there's no percent interest
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there has to be. how else would interest be compounded in the bank. never mind, i'll figure it out myself. i was just looking for an easy way outb4ttl3w4r5 said:
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There is interest in the bank? 
! and if what chocoboman said is true then u get 2% intereset daily.
! and if what chocoboman said is true then u get 2% intereset daily.
I don't know but my friend in my clan told me that. Maybe ChocoboMan is right, it could be 2%. Maybe we should ask arkacia or something.
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Well if he checks out this thread than we should definately get an answer 
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i checked it out myself and the daily interest rate is approx. 1.9918%
in other words, each day you leave you money in the bank, you will have about 1.9918% (+/- .001%) more Gil than you did the day before. that's how daily interest works folks.
in other words, each day you leave you money in the bank, you will have about 1.9918% (+/- .001%) more Gil than you did the day before. that's how daily interest works folks.
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oh,that's cool.but couldn't they put it to 2%
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couldn'tthey put it at like15%!!!!!!
jk!! but really, couldn't they???
jk!! but really, couldn't they???
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the interest rate is exactly 1.884%.
If it is 1.884% and I have 551961gil in the bank then tomorrow I should have 1,039,894.524 gil.
Now thats abviously wrong because 5 days ago I was getting 9000 a day. in 5 days I did not get a 550+% increase. Your decimal is probably in the wrong spot. It may be 0.1884.
The way you do perecent is [(O-N)/O] where O = Original, N = New. USE THIS TO FIGURE OUT YOUR AVERAGE PRECENT GROwTH PER DAY FOR A WEEK OR SO.
Since people seem to be getting incredibly odd percent changes I'm guessing that the %formula is either a function or it grows expodentionally (spelled that one wrong) probably the later. When I have my gil number for tomorrow I'll find out which one and if it is a function make an equation and then a chart so anyone can find out what their gil growth rate will be.
If it isn't a function then I don't feel like making an equation were X is Squared. Someone else can do that or better yet Shaggy can just look it up.
ChocoboMan
1500-1530/1500 = -0.02
-0.02(-1) = 0.02
1500 (1.02) =...1530!!!!!!!
For ChocoboMan his growth rate was 0.02 (Money = 1.02x + 1500) However, I'm guessing that this equation grows expodentinally so it will be 0.02 for that day. Maybe 0.021 the next, and so on and so forth.
EDIT: I'm such a dumb@$$. I was thinking they already had it is math terms that I'm used to. What 1.884% really means is 1.0884 which if multiplied by 551961 = 600754.352. does make sense. It is probably a bit high because that is 8-ish percent of my gil and if a real life bank had an interest rate of 8% per day (which I am converting to 1 month because banks due interest rates in terms of months or years) it would fail.
Now thats abviously wrong because 5 days ago I was getting 9000 a day. in 5 days I did not get a 550+% increase. Your decimal is probably in the wrong spot. It may be 0.1884.
The way you do perecent is [(O-N)/O] where O = Original, N = New. USE THIS TO FIGURE OUT YOUR AVERAGE PRECENT GROwTH PER DAY FOR A WEEK OR SO.
Since people seem to be getting incredibly odd percent changes I'm guessing that the %formula is either a function or it grows expodentionally (spelled that one wrong) probably the later. When I have my gil number for tomorrow I'll find out which one and if it is a function make an equation and then a chart so anyone can find out what their gil growth rate will be.
If it isn't a function then I don't feel like making an equation were X is Squared. Someone else can do that or better yet Shaggy can just look it up.
ChocoboMan
1500-1530/1500 = -0.02
-0.02(-1) = 0.02
1500 (1.02) =...1530!!!!!!!
For ChocoboMan his growth rate was 0.02 (Money = 1.02x + 1500) However, I'm guessing that this equation grows expodentinally so it will be 0.02 for that day. Maybe 0.021 the next, and so on and so forth.
EDIT: I'm such a dumb@$$. I was thinking they already had it is math terms that I'm used to. What 1.884% really means is 1.0884 which if multiplied by 551961 = 600754.352. does make sense. It is probably a bit high because that is 8-ish percent of my gil and if a real life bank had an interest rate of 8% per day (which I am converting to 1 month because banks due interest rates in terms of months or years) it would fail.
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so the interest is 1.0884%
If you are using it in an equation it is 1.0884 - 1.02. In talking terms that means 8%-2%.
The more gil you have the higher the growth. Just plug a set of numbers in the equation "0riginal minus New over Original and multiply by negative 1". Do this every week and you'll have a relatively good idea of how much money you gain percentage wise every day.
The more gil you have the higher the growth. Just plug a set of numbers in the equation "0riginal minus New over Original and multiply by negative 1". Do this every week and you'll have a relatively good idea of how much money you gain percentage wise every day.
